Banks Don’t Get It
Traditional banks don’t understand AdSense, Spotify royalties, or TikTok Creator Fund income. Your revenue is real — they just can’t underwrite it.
Raise Capital. Keep Your Channel/Account.
Your fans already support you. Now they can invest in you. Raise non-dilutive capital from your audience while keeping 100% ownership of your content and channels.
150+
Join existing Creators
$100M+
Previously Processed (ClockPay, our Neo Banking platform)
4
Platforms Supported
MSB + MTL
US Licensed & Regulated
The Problem
You Have Revenue. You Deserve Capital.
VCs Want Your Company
Venture capitalists invest in companies, not people. If you’re a solo creator or small team, you’re invisible to traditional funding
Brand Deals Are Unreliable
Sponsorship deals are inconsistent, one-off, and hard to scale — leaving unpredictable gaps in your monthly income.
Catalog Buyouts Cost Everything
Companies like Spotter offer cash — but take ownership of your content. You built it. You should keep it.
How Clockvest Works for Creators
Four Steps to Funding. Zero Ownership Lost.
Connect Your Channel
Link your YouTube, Spotify, or TikTok account securely via OAuth. We access your revenue data with your permission, never your login credentials.
Get Your AI Valuation
Our proprietary Satei AI engine analyzes 12+ months of revenue history, audience engagement, content consistency, and growth trajectory. You receive an investment score (0-100), estimated channel valuation, and risk grade, your pitch to investors (your fans), powered by data.
Set Your Terms
You’re in full control. Choose your revenue share percentage (typically 10-30%), contract duration (12-36-60-Lifetime months), and fundraising target. Our AI recommends optimal terms, but the final decision is always yours.
Launch & Raise
Open your offering to your audience. Share your personalized investment link with fans. They invest directly through Clockvest. You receive capital upfront. Revenue share is automatically calculated, deducted, and distributed each month, zero admin work for you.
Creator Benefits
Built for Creators, Not Against Them
Why does growth happen? Because your investors become your marketing team. When fans hold a revenue stake, they’re financially motivated to share your content, recommend your channel, and expand your audience into new regions. More geographic diversity means higher AdSense CPMs. More engagement means better algorithmic placement. The result: a growth flywheel where everyone benefits.
Keep 100% Ownership
We never buy your catalog. Revenue sharing means you retain full ownership of every piece of content you’ve ever created. Your channel, your music, your videos, always yours.
Non-Dilutive Capital
No equity given up. No loans to repay. You share a small percentage of revenue for a fixed period, then the arrangement ends. Simple.
Fan-Powered Fundraising
Your fans are already watching, subscribing, tipping, and sharing. Now they can invest in your success, aligning their financial interests with your growth (meaning they are fully committed to your growth)
AI-Powered Pricing
Satei AI ensures your channel is valued fairly using real data, not guesswork, not lowball offers. Know exactly what you’re worth before you raise.
Automated Everything
Monthly revenue share is calculated, deducted, and distributed to investors automatically via smart contracts. No spreadsheets. No manual payments. No admin burden
Global Reach
Raise capital from fans anywhere. Clockvest supports payouts across the US, UK, and 26 African countries, with more regions coming. This also allows you gain traction/views in new regions as investors would also drive your growth
How Your Revenue Grows
Three Ways Your Revenue Grows After You Raise
Tier 1
Base
Flat Revenue
The most conservative scenario. Your revenue stays exactly where it is today, no growth, no decline. Even with zero growth, your investors receive exactly what the deal promises, and you keep 90% (ex, if you have sold 10% to your fans) of your income throughout the contract. This is unlikely for an active, consistent creator, but it’s the floor.
Tier 2
Projected Growth
15% YoY
YouTube’s platform-wide ad revenue has grown at approximately 15% year-over-year (from $31.5B in 2023 to $36.1B in 2024, and exceeding $60B in total platform revenue in 2025). This rising tide lifts all creators: CPMs increase, the ad pool expands, and stable creators naturally see their revenue grow even without changing anything about their content strategy. This is the organic growth baseline for a Grade A creator.
Tier 3
Co-Collaborator Effect
18% YoY
This is what makes Clockvest structurally different. When fans invest in your revenue, they become co-collaborators. Their financial returns are tied to your growth, so they’re naturally motivated to:
ClockVest Effect
Share your content; Across social media, WhatsApp groups, forums, and their own networks, because your growth is their profit.
Expand your geographic reach; Your content reaches viewers in new countries. More diverse viewership drives higher AdSense CPMs (Tier 1 markets like the US, UK, Canada, and Australia pay significantly more per impression).
Boost engagement; Invested fans watch longer, comment more, and interact more frequently, signaling to algorithms that your content deserves wider distribution.
Create a compounding flywheel; Investment → sharing → new audiences → higher revenue → higher dividends → more sharing. This adds approximately 3% above the natural platform growth rate, yielding ~18% YoY.
$12,000/month creator — 5-year revenue trajectory
Monthly revenue in USD · Base case vs platform growth vs ClockVest co-collaborator effect
Base (flat)
Projected growth (15% YoY)
Co-collaborator effect (18% YoY)
5-year total · Base
$720,000
5-year total · 15% growth
$965,520
5-year total · 18% growth
$1,030,200
See it in action
See How Much Capital You Could Raise
Adjust the sliders to model your raise. Projections reflect historical creator growth rates on the platform.
Your monthly revenue
$7,000/mo
Revenue share offered
16%
Fundraising target
$5,000
Contract duration
Your Estimated Raise
Total capital you could raise
$2,550
$12,750
Based on 0% to 5× revenue growth over 60 months
ConservativeHigh growth
Monthly revenue share pool
$1,120
Investor monthly payout
$43–$213
Total offering size
$67,200
Payout frequency
Monthly USDC
You keep 84% of your revenue while raising capital upfront — no equity given up
Eligibility Requirements
Are You Eligible?
To launch a revenue-sharing offering on Clockvest, creators must meet these criteria
Platform Presence
Active account on YouTube, TikTok, Facebook, or Spotify
Revenue History
12+ months of consistent, verifiable platform revenue
Minimum Earnings
$1,000+/month in platform revenue (AdSense, Creator Fund, streaming royalties)
Content Consistency
Regular upload/release schedule with no extended inactive periods
Identity Verification
Must complete KYC verification (government ID, proof of address, selfie), typically 5-10 minutes
Legal Age
Must be 18+ or legal age in your jurisdiction
Not sure if you qualify? Check your channel’s score with our free AI valuation tool to see where you stand.
Check Your Eligibility ScoreSatei AI Preview
Your Channel Has a Score. Find Out What It Is.
Before you raise a single dollar, Satei AI tells you exactly where you stand. Our proprietary valuation engine analyzes your channel across multiple dimensions
Investment Score (0-100)
Comprehensive rating covering revenue stability, audience engagement, and growth momentum
Grade (A through F)
Clear classification: “Highly Investable” (A) to “High Risk” (F)
Revenue Estimation
AI-projected monthly and annual earnings based on real platform data
Channel Valuation
Estimated total channel worth using data-driven multipliers
Risk Assessment
Low / Medium / High risk classification for investor transparency
Downloadable Score Card
Shareable PNG image you can post on social media
Frequently Asked Questions
We've answered some common questions to help you book with confidence and understand how payments and services work.
The Creator Economy Needs Real Financial Infrastructure. We're Building It
Join 150+ creators and thousands of fans